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Welcome to Jim Reitzel'sKitchener, Waterloo, Cambridge and Guelph Real Estate Website

Welcome! Here You Can Find Great Information on Kitchener, Waterloo, Cambridge and Guelph, Ontario Real Estate

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What 6,500 seat American theater was the location for the scene where the original 1933 King Kong breaks his chains onstage?
A	The famous Shrine Auditorium in Los Angeles, built by the Shriners in 1906 to resemble an exotic Arabian mosque.
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Jim Reitzel, REALTOR®, real estate agent and broker for Kitchener, Waterloo, Cambridge and Guelph, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Reitzel
Keller Williams Golden Triangle Realty - Brokerage
871 Victoria Street N, Unit 9
Kitchener, ON N2B 3S4
Direct: 519-570-6299
Fax: 519-741-8597
Jim@JimReitzel.com

CRS MLS REALTOR

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