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Welcome to Jim Reitzel'sKitchener, Waterloo, Cambridge and Guelph Real Estate Website

Welcome! Here You Can Find Great Information on Kitchener, Waterloo, Cambridge and Guelph, Ontario Real Estate

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Need local real estate information? We've summarized much of what is important about the Kitchener, Waterloo, Cambridge and Guelph real estate market in this site.

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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Kitchener, Waterloo, Cambridge and Guelph real estate agents, we have the experience and track record you are looking for. Please let us help.

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?
A	The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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Jim Reitzel, REALTOR®, real estate agent and broker for Kitchener, Waterloo, Cambridge and Guelph, Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Reitzel
Keller Williams Golden Triangle Realty - Brokerage
871 Victoria Street N, Unit 9
Kitchener, ON N2B 3S4
Direct: 519-570-6299
Fax: 519-741-8597
Jim@JimReitzel.com

CRS MLS REALTOR

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